It started out as a nightmare! We had settlement booked for 12:30pm today, but as at close of business last night, our loan had not been certified and ready for settlement.
This morning I called our broker who informed me that our file had been pulled from certification and sent back to assessment because of a credit card limit reflecting on J's credit file. The card had been paid in full in 2012 and we requested this account be closed. It certainly wasn't the time to discover that it was still active.
Thanks to Irene at Mortgage Choice Kings Langley, who pulled a lot of strings and managed to get our file back to certification and finalised.
Our conveyancer booked settlement for 2pm! At 2:30pm she informed us that settlement had taken place (thank god!) We are now officially owners of a small patch of Australian soil. How exciting!!
Its time to move onto the construction loan. I am hoping that it doesn't create as many dramas as the land loan.
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