Wednesday 28 May 2014

Finally....our commencement letter is released

We signed our construction loan documents last Wednesday and were told that the ACC letter should be emailed to EBH the following day. However, Thursday came and went and nothing.....

At 5:48pm on Friday afternoon I received a call from our mortgage angel whom informed us that CBA had further requirements before they could release the letter. It turns out that we never supplied the bank with a copy of our signed building contract, so I sent off an email to our CSA requesting her assistance.

Our ever efficient CSA emailed on Saturday advising she would forward a digital copy of our contract on Monday. So Monday comes and I email the contract, amended contract price, amended payment progress payment schedule and final tax invoice to our mortgage broker and hope for the best.

With no news on Monday or Tuesday I contact our Mortgage Broker whom emails the big wigs at CBA late Tuesday evening and on Wednesday at 12:02pm we receive our ACC letter!!

A big thank you goes out to Irene Cujko of Mortgage Choice Kings Langley.  She has been absolutely fantastic throughout this process. When there were dramas with the land loan Irene stepped in and got it sorted. Irene really understands construction loans and has gone the extra mile to make this happen for us.  Our Mortgage Angel assigned to us has also been a godsend. She kept us informed every step of the way. I would highly recommend Irene and her team at Mortgage Choice Kings Langley to anyone looking for a home loan.

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