We had contacted Mortgage Choice early last year to arrange finance, and had our initial appointment with Irene Cujko in July 2013. Irene ran through figures with us and gave us advice regarding land and construction loans, and advised us to come back later in the year when it was closer to land registration.
Mortgage Choice contacted us numerous times throughout the rest of the year to re-schedule, but as the land wasn't close to registration, we had to continually push the appointments back. Finally, in January we decided it was time to get the loans started as we had to be close to registration now.
We met with Serge who arranged for our land loan to be processed first, followed by the construction loan a little later down the track. In the days following our appointment, we provided Serge with all the documentation required to get the loan application to the bank.
On the 7th February I received a call from our "Mortgage Angel" telling me that we had received conditional on the land loan (pending valuation) and pre-approval on the construction loan. CBA had booked in the land valuation for the following Tuesday, 11th February 2014.
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